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Onyx offers an exclusive unified premium banking and investments experience with a white-glove 24/7 concierge service with two membership options

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Basic U$ 0

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1.62% APY
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Free
Forever!
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Premium U$ 40/m

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$79
/mo billed monthly
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For enterprises, we offer custom packages.

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Compare all the benefits

More information for you to make the right choice

Basic $ 10/m
Premium $ 40/m
Enterprise $ 120/m
Banking
Free ACHs
Wire Transfer
Free ATM withdrawal
Black Debit Card
1%-5% Cashback on Debit Card
Multiple Virtual Cards
1% cashback on credit card bill payment
Payment Concierge
1.62% APY (FDIC* insurance)
Joint Accounts
$250 and reduced rate on mortgages via Own Up
24/7 priority customer support
Minimum Deposit
Wealth
US T-Bills + High Yield Cash Account
Personalized Robo-Advisor Portfolio
50% off on Wealth.com Estate Plans
Investment fees
Lifestyle
Airport Lounges with Priority Pass
$540/yr off on Lifetime Fitness Membership
Discounted FightCamp Membership
Payment Concierge